Travel
A ticket, a hotel, a ride
They have to move today. Send the amount to the ID they just sent you.
Urgent
A ticket home, a clinic bill, a deposit they have to put down today. Send to their ID — not a wire that sits in a queue. Arrival within 1 second. Transfer fee S$ 0.

What cannot wait
They are already in the situation. You send living money they can use — not a bank credit that lands after the clinic closes.
Travel
They have to move today. Send the amount to the ID they just sent you.
Care
The bill is in front of them. You match the name, send, they pay from the balance.
The ask
Not a scheduled wire. They tell you the amount and the ID. You confirm both.
Paying someone who is already there
They are not in a branch. They share Account ID, phone, email, a QR, or a receive link. You send to that. Ways they can get paid
Search Account ID, phone, or email. Match the name. Send only the amount they asked for now.
They generate a receive link in the official app. You pay that link. Skip unofficial pages.
They show a receive QR. You scan, check the name, send. Official Starryblu codes only.
They are in another currency
You sit in SGD. The clinic is in EUR. That is still one send. Conversion runs on the hop, or you convert first in Starryblu.
The converted amount and the rate appear on confirm. You are not guessing what they can pay at the counter.
Auto or manual, conversion has no extra fee. The ID send stays S$ 0.
When speed is the point
Urgent money should not wait on a wire cut-off. The ID transfer fee is S$ 0, in or out, and it lands within 1 second. See the price list
Not a wire in a queue
If they need a bank-account credit, that is still SWIFT, and ID Remit is not that. Urgent living money to their Starryblu balance is the ID Transfer.
FAQ
Who you pay, bank vs ID, and whether a small clinic bill is worth sending.
Send to the person who needs it. Search the Account ID, phone, or email they just sent, or scan their QR. Confirm the name. Send only the amount they asked for.
No. A bank credit is SWIFT and follows bank days. ID Remit credits their Starryblu balance within 1 second. If they must pay a hospital from a bank, that path is still the wire.
Yes. They generate a receive link in the official app. You pay that link. Skip any link that did not come from Starryblu.
Yes. Send from the balance you have. Conversion runs in the same hop, or convert first. No extra conversion fee. The rate is on the confirm screen.
Yes. The ID transfer fee is S$ 0 at any size, and they do not pay one to receive. Arrival is within 1 second after you confirm.
Today
Match the ID they sent. Send the amount. Arrival within 1 second. Transfer fee S$ 0.